Brunei Digital QR Platform

One QR Code, All of Brunei

A modern eWallet and QR payment platform built for Brunei. Send money, top up your wallet, and pay via QR — all in one place.

Free for customers
Send money instantly
Instant
Secure

Built for Brunei's Digital Economy

Interoperable, secure, and designed for merchants of all sizes

BNDQR eWallet

Top up your BNDQR wallet via bank transfer and use it to pay and send money.

Send Money Instantly

Transfer BND to any BNDQR user by phone number — zero fees, instant credit.

QR Payments

Merchants generate a QR code. Customers scan and pay directly from their BNDQR wallet.

Secure by Design

Password-confirmed transfers, encrypted storage, and full audit trail on every transaction.

Transaction History

Full history of all payments, transfers, and top-ups with export-ready reports.

Works Everywhere

Use BNDQR on any browser — mobile, tablet, or desktop. No app download required.

How BNDQR Works

Three simple steps to digital payments

01

Merchant Displays QR

Generate a static or dynamic QR code from the BNDQR dashboard or app. Print it or display on screen.

02

Customer Scans & Pays

Customer logs into BNDQR, opens the scanner, scans the QR, confirms the amount, and pays from their wallet.

03

Instant Confirmation

Both merchant and customer receive instant notification. Funds settle same day.

Use BNDQR Biskita

Bruneian. Nationwide. Digital. Quick. Reliable.

BNDQR is built around five principles that put Brunei's people and businesses first.

B

Bruneian

Designed for local habits, local businesses, and local trust across Brunei.

N

Nationwide

One payment experience that works from Bandar to Belait with the same QR standard.

D

Digital

End-to-end digital flows from scan to settlement, with full transaction history built in.

Q

Quick

Fast checkout, instant transfers, and real-time confirmations for both payer and merchant.

R

Reliable

Consistent uptime, secure controls, and records you can audit anytime with confidence.

For Customers

  • Hassle-free — no cash needed, just scan and pay
  • Send money to anyone by phone number, instantly
  • Zero transfer fees between BNDQR users
  • Full history of every payment and transfer
  • Secure with password confirmation on every transfer

For Merchants

  • Accept QR payments with zero hardware cost
  • Automated transaction recording in real time
  • Reduce cash-handling risks and counting errors
  • Separation of business and personal finances
  • Same-day settlement directly to your wallet
  • Build a digital payment record for future credit

Your BNDQR eWallet

A digital wallet that lives in your BNDQR account — top it up, send money, and pay merchants, all from one place.

Via bank transfer

Top Up

Transfer real BND from your bank to your BNDQR wallet. Bank transfer details provided after registration.

Free & instant

Send Money

Send money to any BNDQR user instantly by phone number — no fees, no delays.

Scan & pay

Pay by QR

Scan a merchant QR code and pay directly from your wallet balance.

Ready to Go Digital?

Whether you're a warung, a retail chain, or a fintech, BNDQR connects you to every customer in Brunei.

Mobile App

Take BNDQR everywhere

Download the BNDQR app for Android to scan QR codes, make payments, and manage your eWallet on the go.

Download for AndroidAPK · Android 8.0+

Enable "Install from unknown sources" in Android settings before installing.